Boat/Watercraft Insurance

M8 Insurance watercraft coverage can insure you against any risks of owning and operating your watercraft in over 38 states. The insurance will protect your boat, its trailer, its motor, and it also includes protection against other expenses associated with boat riding and boat accidents. Knowing that you are protected will give you peace of mind.

If you own a boat in Utah or the surrounding areas of the U.S., visit M8 Insurance main office in West Jordan, UT or give us a call, and we will help you understand all you need to know about watercraft insurance and the many options that we offer. We will also help you choose the best policy that will suit your needs. Some of the coverage includes:

Boat liability policy

If you are involved in an accident, and whether you are at fault in West Jordan, UT or another town in the U.S., liability coverage will protect you from the financial consequences suffered as a result of the crash if the other rider demands payments like boat repair and replacement or any other property damage.

Medical coverage

This policy comes unhandy in case of an accident on a body of water. It caters for all the medical expenses that result from the crash. It is wise to have this coverage as you will not have to get any funds from your pockets as long as it is covered in the policy.

Watercraft damage coverage

Unlike the liability coverage, this policy helps you in the repair and replacement of your watercraft. It also caters for other items that were damaged or lost inside the boat.

Watercraft damage when parked

Watercraft insurance does not cover any damage that happens to the vessel while parked at home. To protect this kind of incidences, you will need to have a home owner’s policy.

If you are a watercraft owner in Utah or one of the 38 states we write policies for, visit M8 Insurance or give us a call. Contact us so that we can discuss the best policy for you. Our unique quote features provide you with comprehensive coverage to protect you against any possible risks in the water bodies. Talk with an agent to learn how to start a policy today.