Specialized Insurance Coverage for Towing Personal Items Behind Your RV

Do you plan on towing personal items behind your RV next summer? If so, you might need to secure specialized insurance coverage. Some insurance products are specifically designed to provide protection for possessions during towing.

Theft and Vandalism

A specialized towing add-on that affords liability protection will cover the cost of repairing and replacing belongings. Your standard RV insurance policy may only protect the possessions stored inside your RV.

Any personal items that are going to be placed on a towable trailer might need to be insured separately. Towing add-on coverage offers protection throughout your travels. If insured items are damaged or stolen, your coverage will pay for the repair or replacement of those items.

Total Loss

Whenever you tow items from one location to another, you increase the risk of an accident. An accident resulting in total loss could require you to pay a substantial amount to replace the damaged items.

Total loss coverage is designed to mitigate the out-of-pocket costs that an RV owner is confronted with. This type of coverage will bear the expense of replacing your equipment. You can include total loss coverage for your trailer, tow bar, or any other essential equipment required for towing items behind your RV. The value of your equipment should be considered before adding a total loss add-on to your existing RV insurance policy.

Agent Support

You can acquire specialized RV insurance through one of our agents representing M8 Insurance. An agent serving the Salt Lake City, UT region will elaborate on the specialized insurance types we offer. After you select your preferred coverage, they will update your RV insurance policy.