In 2020, there were more than 52,000 car accidents in Utah, according to Utah Highway Safety Office. If you are a driver who gets in a car accident in Utah, there are some specific steps you will need to take after the crash to protect yourself. 

1. Call the police. If you, the other driver, a passenger, or a pedestrian have experienced injuries as a result of the car accident you will need to call the police for help. The priority should be seeking any necessary medical help. 

Even if you are not injured, however, you should contact the police. That’s because you may need a police report to file an insurance claim. This report will record the details of the accident, including who was at fault (unless further investigation is necessary). Once you have a copy of this report, you should begin keeping a file for all accident-related documents, including names and phone numbers of any contacts related to the accident, receipts results from crash expenses (such as a rental car), and any photos you’ve taken of the crash. 

2. Collect information. To settle a car accident claim, there is some essential information you will need from the other driver. Make sure you get the names and contact info for the other driver and any passengers that may have been in the car. You should also get a description of the vehicle, including the make, model, and year, as well as their insurance company and policy number. Finally, be sure you have noted the location of the accident and the badge number and name of the responding police officer.  

3. File a claim. After you have received the necessary medical attention and filed a police report, the next step will be contacting your insurance agent. 

 A car accident can leave any driver frazzled. When you know what to do, you’ll be able to react with your best interests in mind should an accident happen to you. 

Do You Need Auto Insurance?

If you need auto insurance, the team at M8 Insurance in Salt Lake City, UT can put together a comprehensive plan that will meet your specific needs. Call or visit our office to learn more.