If you live in an area susceptible to flooding, it essential to have your property covered by flood insurance. At M8 Insurance in Salt Lake City, UT, we will customize a policy for you to ensure that you are fully covered, protecting from the financial obligation should a property be damaged by floods. But what is flood insurance?
What is flood insurance?
This refers to an insurance policy that covers property damage as a result of flooding. M8 Insurance agents will denote risks affecting specific properties based on topographical maps, flood plains, floodways, and lowlands. A flood insurance policy will protect you as the homeowner from the financial obligation due to damage to the physical structure of your property and its contents. Floods could be a result of inland flooding, flash flooding, or overflows from seasonal storms.
What is covered by flood insurance?
- The building and its foundation
- Plumbing and electrical systems
- Built appliances such as dishwashers and stoves
- Permanent installed paneling and carpeting
Benefits of flood insurance
- Peace of mind
Severe weather and storms will naturally turn your thoughts to the security of your family and property. Having a flood insurance policy ensures that you go about your daily business without worry. Through our innovative insurance products, you are assured of your property’s safety.
- Flexibility and ease
While many individuals avoid buying flood insurance because they assume the process an overly complicated, at M8 Insurance in Salt Lake City, UT, we have a straight forward process that allows ease and flexibility in registration.
Reporting a flood insurance claim
If your property has been destroyed by floods, report immediately to our M8 Insurance agents who will visit your premises to analyze the damage. Where the property can longer be accessed, speak out agents on alternative places to reside.
Kindly visit or call our agents at M8 Insurance in Salt Lake City, UT, for further information on flood insurance.